How to Invest $100,000

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Reallocate your portfolio This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. It may sound like an unlikely pipe dream, but windfalls happen: You sell a larger home to downsize; you find a buyer for your small business; a relative leaves you an inheritance.

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Luckily, you needn't navigate this journey alone. Finding the right help depends on the type of advice you want, how much guidance you want, and how hands-on or hands-off you want to be: I'm a DIY investor.

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I'd like to automate this process. But many providers offer a human touch, where you'll have access to financial advisors who can answer investing questions or customize your portfolio.

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I'm seeking full-service guidance. These are less expensive than traditional financial advisors, but offer a similar level of service. View our list of the best financial advisors.

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The kids can get scholarships or loans, or work their way through school; similar opportunities aren't available to retirees. Learn more about how to prioritize your financial goals.